Finance Center
Financing Made Simple: Our Approach
We believe in transparency and personalized service. When you visit our finance department, you'll be greeted by experienced professionals who are passionate about helping you find the best financing solution. We take the time to understand your unique financial situation, explain all available options, and guide you through the entire process.
Our team works with a wide network of lenders, including local banks and credit unions, to secure competitive rates and terms for our customers. Whether you have excellent credit, are a first-time buyer, or have faced financial challenges in the past, we have programs designed to help you drive home in your next Chevrolet today.
- Main:(517) 705-0020
- Sales:(517) 705-0020
- Service:(517) 705-0020
- Parts:(517) 705-0020
- Mon - Fri9:00 AM - 6:00 PM
- Sat10:00 AM - 3:00 PM
- SunClosed
Leasing vs. Financing: Understanding Your Options
When it comes to acquiring a new vehicle, you generally have two main options: leasing or financing. Each has its own advantages, and the right choice depends on your individual circumstances and preferences
Leasing: Flexibility and Lower Monthly Payments
Leasing a vehicle is essentially a long-term rental agreement. When you lease, you're paying for the use of the vehicle over a set period, typically 24 to 48 months. Here are some key benefits of leasing:
- Lower monthly payments compared to financing
- Opportunity to drive a new vehicle every few years
- Warranty coverage for most of the lease term
- Fewer maintenance concerns due to driving a newer vehicle
Leasing is an excellent option for those who enjoy having the latest models and technology, don't want to commit to long-term ownership, or prefer lower monthly payments. However, it's important to note that leases come with mileage restrictions and you won't build equity in the vehicle.
Financing: Building Equity and Long-Term Ownership
When you finance a vehicle, you're taking out a loan to purchase the car outright. Over time, you'll build equity in the vehicle and eventually own it free and clear. Here are some advantages of financing:
- Full ownership of the vehicle once the loan is paid off
- No mileage restrictions
- Freedom to modify or customize the vehicle as you wish
- Potential for lower long-term costs if you keep the vehicle for many years
Financing is ideal for those who plan to keep their vehicle for an extended period, drive more miles than a typical lease allows, or want to build equity in an asset. While monthly payments are generally higher than leasing, you'll have the benefit of ownership at the end of the loan term.
Beyond the Purchase
Our commitment to you doesn't end when you drive off the lot. We offer a range of financial products to protect your investment and provide peace of mind:
- Extended warranties to cover your vehicle beyond the factory warranty
- Gap insurance to protect you in case of total loss
- Maintenance plans to keep your Chevrolet running smoothly
These products can often be rolled into your financing package, allowing you to protect your investment without straining your budget.
Our Financial Services Include:
Competitive rates direct from the manufacturer and local Michigan banks
Quick approvals so you can get in the car of your dreams
Value-added services to protect your vehicle investment
Extended warranty programs
And many more finance programs to fit your needs
Great collections of new and pre-owned vehicles
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
Best "I never miss a payment!"
The Bowman Chevrolet of Clinton loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Chevrolet vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
OK "I've missed a payment or two."
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Chevrolet vehicles currently available for immediate delivery.
Not So Good "I need to rebuild my credit..."
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Bowman Chevrolet of Clinton finance team will put together a loan package that is tailored specifically for you.
Head to our Dealership in Clinton for a Test Drive
We have a wide variety of new and pre-owned vehicles for you to choose from!
